Ten benefits of stopping smoking - Part 3

5. Boost your fertility

The more you smoke, the less fertile you're likely to be, whether you're male or female. Smoking has been known to bring on impotence in men.

'Smoking reduces fertility in both women and men, and increases the length of time it takes to conceive,' says fertility expert, Zita West. 'Women who smoke are twice as likely to be infertile as women who don't.'

Put simply, if you want a baby, it'll help if you cut out the fags!
- Find more expert help and advice on Conception

6. Become a better insurance risk

It's not just your health that will benefit from going smokefree.

According to figures released last year, smokers can save up to £3,000 on life insurance premiums by kicking the habit.

The difference between premiums for smokers and non-smokers can be as much as 75%, which over the course of a 25-year policy can easily add up.

To be classed as a non-smoker by insurance companies, smokers have to be cigarette free for a full year, so you've got an incentive to stop for good. Many companies also charge smokers more for their home insurance. Households that contain smokers are 35% more likely to suffer from a fire, according to official figures.

- Next: Why you'll be fitter if you're a quitter