11. Make a listClose friends and family may ask if there's anything you really need or want, maybe to celebrate the baby's birth, your pregnancy or Christening. Rather than saying, 'no thanks,' have a list to hand.
Don't feel this is rude, people wouldn't offer their help if they didn't mean it - although obviously, asking someone for an expensive, top-of-the-range pram, might be pushing things too far!
12. Get a grantAs well maternity benefit, all pregnant women are eligible for a Health in Pregnancy grant and many can get a Maternity Grant to help with buying clothes and equipment.
Every local council has a different system and different criteria so you need to contact them directly.
13. Prescription chargesDon't forget that during pregnancy and until your child turns 1, prescriptions are free.
- Find out if you're spending too much on medicine.